Are you looking for government loan experts? Government loans, such as VA, USDA, and FHA—are often the best solution for our refinance or purchase clients. These loans carry low interest rates, flexible guidelines; and in some cases, no down payment or monthly mortgage insurance. Many people choose to refinance or purchase their next home with one of our government loan programs.

Do you wonder about refinancing? President Obama’s Home Affordable plan was just announced March 4, 2009, and the program is going to be a great way for a variety of homeowners to refinance, even when they fear their home value has dropped. We do offer no out-of-pocket refinance loans.

We love first-time homebuyers. Now is a great time to be a homebuyer. Prices are low, sellers are flexible, rates are low; AND there are programs such as the $8000 home buyer tax credit, no down payment options (100% financing). We would love to talk with you personally—in person or over the phone—about taking advantage of all there is available for first-time homebuyers.

Want to know the latest economic news? We stay on top of the latest news coming from President Obama. Here you’ll find information about the $8000 tax credit for homebuyers, the latest in foreclosures, the Home Affordable plan to help homeowners refinance with up to a 105% loan-to-value (105 LTV).

Need convenience?  Want to apply online?  Our staff knows your time is valuable.  We are happy to communicate with you via e-mail, phone, or in person in our Memphis office.